Pre-Retirement Planning and Management Program

INTRODUCTION

Retirement is a significant life transition that requires proactive planning and strategic decision-making. This course equips participants with the tools, insights, and frameworks to effectively prepare for life after full-time employment. Pre-retirement planning goes beyond financial considerations—it involves emotional readiness, lifestyle choices, health management, estate planning, and creating a purposeful post-career life. This program helps individuals make informed decisions that align with their values, goals, and resources, ensuring a smooth and fulfilling transition into retirement.

HOW YOU BENEFIT

• Gain clarity on the key aspects of retirement—financial, psychological, social, and physical.
• Develop a personalized retirement plan that aligns with your life goals.
• Understand pension schemes, investment strategies, and income planning.
• Prepare emotionally and mentally for the shift from structured work life to personal freedom.
• Explore options for post-retirement careers, volunteer work, or entrepreneurship.
• Learn how to manage health and relationships in the retirement phase.
• Gain legal and estate planning knowledge to secure your legacy.

WHO SHOULD ATTEND

• Employees aged 45 and above considering retirement in the next 5–15 years
• Public and private sector workers approaching mandatory retirement
• HR professionals managing pre-retirement workshops
• Spouses/partners of prospective retirees
• Individuals transitioning from active work to a consulting or entrepreneurial role

DURATION

5 Days

COURSE MODULES

Module 1: Understanding Retirement – A Life Transition

• Psychological and emotional aspects of retirement
• The stages of retirement adjustment
• Identity and purpose beyond work

Module 2: Financial Readiness and Retirement Income Planning

• Understanding pensions, gratuity, and provident fund
• Estimating retirement expenses and planning for inflation
• Managing investment portfolios and passive income

Module 3: Health and Wellness in Retirement

• Healthy aging strategies and preventive healthcare
• Stress management, exercise, and nutrition
• Managing health insurance and medical costs

Module 4: Legal and Estate Planning

• Wills, trusts, and powers of attorney
• Succession and inheritance planning
• Planning for unforeseen circumstances (disability, long-term care)

Module 5: Lifestyle and Relationship Changes

• Managing changes in daily routines
• Enhancing family and social relationships
• Addressing loneliness and social isolation

Module 6: Developing a Personal Retirement Plan

• Setting personal retirement goals
• Creating a comprehensive retirement blueprint
• Action planning and timeline management

Module 7: Post-Retirement Opportunities

• Continuing education and lifelong learning
• Starting a business or consulting practice
• Volunteering and community involvement

Module 8: Exit Strategy and Transition Support

• Phasing out from employment gracefully
• Retirement rituals and closure
• Accessing support systems and peer networks